Creditors’ Rights

The Stokes Lawrence Creditors’ Rights team helps lenders, commercial landlords, and other creditors protect and recover what they are owed through strategic, business‑minded solutions. We guide clients through commercial collections, foreclosures, receiverships, and bankruptcy matters—always focused on maximizing recovery while managing costs.

Overview

The Stokes Lawrence creditors’ rights attorneys help lenders, commercial landlords, and other creditors protect and recover what they are owed through strategic, business-minded solutions. We work closely with clients to understand their goals and identify the most effective tools for each situation.

Litigation & Commercial Collections

For claims involving commercial debt recovery, loan defaults, contract and lease breaches, and fraudulent transfers, filing suit in the superior court is often the best path to recover on both secured and unsecured obligations. Our attorneys can help evaluate the best pre-judgment and post-judgment collection approach to effectively monetize a debt or judgment while keeping costs down. This may include bank account garnishments, lien foreclosure, other enforcement of security interests, and executions. For our commercial landlord clients, we pursue financial recovery alongside evictions and property repossessions when necessary.

Foreclosures

We represent secured lenders in commercial judicial and nonjudicial foreclosures involving both real and personal property, guiding clients through each step of the process to ensure compliance and maximize recovery.

Receiverships

When the appointment of a receiver is the best course of action, we represent both receivers and institutional lenders, as well as other parties seeking the appointment of a receiver. Receiverships can be an effective way to operate and sell a business, liquidate assets, or sell property encumbered by environmental issues without resorting to foreclosure.

Commercial Bankruptcy

We represent creditors, landlords, and purchasers in bankruptcy proceedings. Our attorneys advocate for the protection and recovery of creditor interests through actions such as objecting to improper asset retention, initiating adversary proceedings, seeking relief from automatic stays, advising regarding lease and other contract rejections and assumptions, and negotiating repayment or reorganization plans. We also help businesses defend against preference and other avoidance actions seeking to recover payments made in the period immediately preceding a bankruptcy filing.

At every stage, we take a pragmatic, results-oriented approach—advising you on the likely return on investment, identifying opportunities for recovery, and ensuring each step makes sound business sense.