Erin G. Howshar - Shareholder, Seattle

Erin G. Howshar

Shareholder | Seattle

Erin has a national practice focusing on real estate, financing, business and corporate law. She has advised clients on real estate financing transactions that span billions of dollars in secured and unsecured debt facilities. She is experienced with term and revolving loan facilities, private placement debt facilities, mezzanine debt financings, and securitized loans. She works on acquisition and construction debt for new properties, financing of existing properties, loan workouts, and restructuring existing debt.

Erin’s full-service real estate practice includes purchase and sale agreements for commercial properties, development and construction-related agreements, joint venture agreements, property management agreements, listing agreements, and complex commercial leases. She has achieved accreditation from the U.S. Green Building Council (USGBC) as a LEED Green Associate in connection with sustainable development and operation of real estate projects. The LEED rating system is the nationally accepted benchmark for the design, construction and operation of high-performing green buildings.

In her business and corporate practice, Erin negotiates and drafts a broad range of contracts, including asset purchase and sale agreements, assignments, commercial licenses, employment and severance agreements, and management agreements. Whether she is negotiating a debt facility or working on the purchase or sale of a commercial property or a new business, Erin understands that clients want practical solutions to their issues.

Erin frequently presents legal education seminars on topics such as purchase and sale agreements, title matters, leasing, and loan workouts.


  • Washington, 2000
  • Wyoming, 1998


  • Washington University School of Law, J.D. (1998)
  • St. Louis University, B.A., magna cum laude (1995)

Recognition & Honors

  • Selected by Washington Law & Politics as a Rising Star (2006–2010, 2012–2014)
  • Washington University School of Law, Scholars in Law Award
  • Seattle Yacht Club, Betty Meacham Service Award

Representative Work

  • Term loan facility in the amount of $200 Million and unsecured revolving credit facility in the amount of $450 Million
  • Term loan facility in the amount of $300 Million
  • Extension of $100 Million revolving line of credit
  • Property release and substitution for loan in excess of $53 Million
  • Term loan facility in the amount of $18.5 Million and line of credit in the amount of $1.5 Million for 47-property portfolio
  • Acquisition of public air park in Whatcom County
  • Sale of distribution facility property in Seattle’s International District
  • Two private placement debt facilities of $300 Million each for real estate investment trust
  • Joint venture development of $320 Million condominium project in Seattle
  • Acquisition of $32 Million apartment project in Maryland
  • Restructuring of a joint venture which owns a portfolio of multi-family assets located in Seattle, San Francisco and Chicago, with an aggregate valuation of approximately $1 Billion. This restructure involved a U.S. real estate investment trust (REIT) and a foreign pension fund
  • Secured mortgage loan of $95 Million for retail shopping center in Los Angeles
  • Unsecured revolving loan of $200 Million for real estate investment trust

Publications & Presentations

  • What the Eviction Moratorium Means for Landlords and Tenants,” author, blog post, Stokes Law Briefs (April 2020)
  • "Title and Title Insurance," presenter, NBI CLE "Real Estate 101" (December 2019)
  • "Commercial Real Estate Leasing - The Top 10 Things You Must Know," co-presenter with Serena Sayani, NBI audio presentation (December 2019)
  • "Real Estate Leases: Negotiating Key Provisions," co-presenter with Serena Sayani, NBI CLE (June 2019)
  • "Operating Expenses: Overlooked Concepts to Consider in Triple Net Leases," co-author with Serena Sayani, blog post, Stokes Law Briefs (February 2019)
  • "Negotiating Triple Net Leases," co-presenter with Serena Sayani, NBI Seminar (January 2019)
  • "Avoiding Pitfalls in Construction Lending," co-presenter with Serena Sayani, Client Seminar (September 2018)
  • “LLCs From Start to Finish,” presenter, NBI Seminar, March (2018)
  • "Hot Button Issues in Negotiating PSAs," co-presenter with Serena Sayani, KCBA Real Property Section (January 2018)
  • "Endorsements and Exclusions to Policies, and Negotiating Title Insurance Endorsements," presenter, NBI Seminar (December 2017)
  • "Advanced Real Estate Transactions, Purchase Contract Negotiation," presenter, NBI Seminar (August 2017)
  • "Mechanic’s Liens and Title Insurance," presenter, Client Seminar (March 2017)
  • "Commercial Real Estate from A to Z, Purchase and Sale Agreements," presenter, NBI Seminar (August 2016)
  • "Title Law from Start to Finish, Exceptions and Proper Usage of Endorsements and Title Search and Examination Fundamentals," presenter, NBI Seminar (May 2016)
  • "Troubleshooting Construction Project Legal Issues, Delays, Acceleration and Stopped Work," presenter, NBI Seminar (April 2016)
  • "Workouts, Toolbox for Working Out Troubled Real Estate Loans," presenter, NBI Seminar (November 2015)

Professional & Community Activities

  • Member, Commercial Real Estate Women (Seattle and Sound)
  • Attorney mentor/coach for Mercer Island High School Mock Trial team
  • Member, Seattle Yacht Club Board of Trustees
  • Member, NAIOP

Background & Interests

In her spare time, Erin is an avid power boater and enjoys cruising in the San Juans and Canadian Gulf Islands. During the winter months, she spends time skiing and building snowmen and igloos.